Every year Avanti Finance provides people throughout New Zealand finance for any number of things:
Avanti Finance offers flexible, personal finance solutions, and can usually provide a financial package for you even if you've had some issues in the past.
Avanti Finance offers loans from $1,000 to $50,000 subject to acceptable security and affordability. (They can also do larger short-term or interest only loans.)
If you need a new car, or are interested in consolidating your debts, I can recommend Avanti Finance.
Download the application form below and once completed, send through to me, Brian Dalley, via email - brian@propertyprofit.co.nz or fax - 09 278 9288.
Some Budgeting Tips from Avanti Finance
To keep yourself on track financially it is very important to have a plan for managing your income and expenses. You need to know where your money is going and give priority to the important things.
It is often a good idea to work through your budget every few months or so, particularly if you are considering a new purchase. It’s a lot more sensible to approach a new financial commitment knowing you can comfortably afford it rather than just hoping you can make the payments.
All you need to do is make a list of all your commitments and total all the figures. Check that you have averaged all your figures for the same period, say over a week or a month. Below is a simple table to help you do the sums.
|
Income |
|
Expenses |
|
|
Your income after tax |
$ |
Mortgage or rent |
$ |
|
Partner’s income after tax |
$ |
Rates, power, phone, house insurance |
$ |
|
Other income (e.g. boarders, rent, benefits) |
$ |
Loan repayments and hire purchases |
$ |
|
|
|
Car expenses (e.g. petrol, repairs, insurance etc) |
$ |
|
|
|
Food and living expenses |
$ |
|
|
|
Other expenses |
$ |
|
Total Income |
$ |
Total Expenses |
$ |
|
Total Income less total expenses gives you your surplus or shortfall. |
$ | ||
If you find you have little left over, or seem to be spending more than you are currently earning, it would be advisable to consider clearing some of your expenses or commitments.
That’s where Avanti Finance can help you – they specialise in just this sort of thing. They will work through your income and expenses with you and together decide on the best way to settle some of your debts, perhaps by consolidating them into one loan with manageable and affordable payments.
Download and fill out the application form above or phone Avanti's lending department today on Auckland (09) 571 0720 or 0800 800 107 and speak to one of their friendly team about getting your finances back on track.
P.S. Don't forget to tell them that Brian at PropertyProfit sent you!
You can check out the Avanti Finance website here.
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